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Financial assets assigned to stage 1 or stage 2 are processed in the Collective Impairment Workbench.

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The Expected Credit Loss Workbench is a construction kit that supports tailor-made solutions. These solutions can cover comprehensive approaches as well as simplified solutions, taking the complexity of an individual portfolio into account. The figure below shows the modules currently available for each step in the process chain. The number of modules increases frequently. Individual modules can be implemented without impact on the process chain itself.

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Table of contents

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