Summary
This is a mortgage loan with fixed monthly capital decrease and fixed interest rate.
Deal ID
153-WM_LN-A_Mortgage
Collateral: 153-WM_COL-A_Mortgage
Counterparty
153-WM - Wilhelm Meister, Private customer
Characteristics
Nominal: 200,000.00 EUR
Term: 01.10.2018 - 05.11.2028
Interest Rate (p.a.): 2.00% / Day count convention: 30K/360 German
Instalment amount: EUR 1,660.00 plus interest / payable monthly on 5th - starting on 05.11.2018
Business Day Convention: FA (Following Business Day Adjusted)
Accounting Category: AC (Amortised Cost)
Special features
- Collateral: 153-WM_COL-A_Mortgage has no change in value
- Capital is paid out in one drawing
- All payments are made on schedule
- The risk provisioning will be calculated based on remaining debt, segmentation (consumer loan) and address type (private customer). Details can be found in the description of the treatment of this deal in chapter 'financial accounting'.